Banking & Financial Recoveries

Peer-to-Peer Lending Platforms: Are They Legal in Bangladesh?

April 8, 2026 By Advocate Md. Zahid Chowdhury 6 Min Read
Peer-to-Peer Lending Platforms: Are They Legal in Bangladesh?
Key Legal Highlights

Practical corporate advice from Supreme Court practitioners. Always consult legal counsel before signing founder equity schedules, RJSC filings, or commercial agreements.

P2P lending is not yet formally regulated in Bangladesh, making it a high-risk but emerging fintech trend. ZCA LEGAL advises P2P platform founders on the legal limits of lending, investor disclosures, and potential overlaps with banking regulations. We help ensure platforms do not solicit public deposits illegally. Legal structuring—such as operating as a tech platform with disclaimers—can reduce risks. Until formal guidelines are issued, legal foresight is essential to avoid shutdown or arrest.

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Adv. Zahid Chowdhury
Advocate Md. Zahid Chowdhury Head of Chamber | Advocate, Supreme Court of Bangladesh

Specializing in corporate governance, commercial contract litigation, and High Court writ matters. Standing Committee Member at DCCI.