Scope of Legal Practice & Representation
Large-scale infrastructure and industrial projects require complex structured debt financing. ZCA LEGAL advises syndicated lenders, mandated lead arrangers, and project sponsor companies under the Bank Company Act 1991 and Bangladesh Bank foreign commercial loan rules.
Core Project Finance Practice
- Syndicated Loan Documentation: Drafting multi-bank Facility Agreements, Intercreditor Agreements, Common Terms Agreements, and Agency Agreements.
- Security Perfection: Drafting and registering Fixed and Floating Charges over project assets (RJSC Form XVIII & XIX), Mortgage Debentures, and Share Pledges.
- Escrow & Account Mechanisms: Formulating Trust and Retention Account (TRA) agreements and waterfall debt service payment structures.
- Foreign Commercial Loan Approvals: Securing regulatory approvals from the BIDA / Bangladesh Bank Scrutiny Committee for foreign commercial loans.
- Direct Agreements: Negotiating tri-party Direct Agreements between lenders, government concessionaires, and project companies.
Enabling Capital Deployment
We ensure that project debt structures are bankable, enforceable, and satisfy international development finance institution standards.
Step-by-Step Legal Procedure
1
Preliminary Consultation & Fact Assessment
Evaluating client business model, relevant laws, and drafting roadmap.
2
Document Vetting & Statutory Drafting
Preparing customized agreements, petitions, affidavits, and board resolutions.
3
Regulatory Filing & Hearings
Submitting to RJSC / High Court / NBR / BIDA and conducting judicial hearings.
4
Certified Execution & Compliance
Delivering certified licenses, court orders, and ongoing retainer support.
Required Documentation Checklist
National ID / Passport copy of directors or applicants
Registered commercial office tenancy agreement & utility bill
Trade License, e-TIN, and relevant sector permits
Draft agreements, bank return memos, or existing correspondence
